Step 6: The Final Closing
Before you arrive at the closing, we will need to make sure that all of the necessary paper work and deposits have been completed. If the mortgage, title work, homeowners insurance and other items necessary under local and state laws are not completed and brought to the closing table, the closing may not happen on time. And, depending on what the contract says, this could result in further action including financial penalties and even loss of your rights to the home.

Once you close, it's official - you own the house! But there might be a few things you want to do before you lay our the welcome mat. These include arranging for an alarm system, subscribing to the local paper, cleaning or replacing the carpet, arranging for lawn services, etc. This could also be a good time to make some needed renovations.